Bylaw
requirements:
You must
complete payment of one share in your Share Savings account as a condition of
admission to membership.
Transaction limitation - We
reserve the right to at any time require not less than seven days notice in writing before each withdrawal from an
interest-bearing account other than a time deposit, or from any other savings
account as defined by Regulation D.
Nature of dividends -
Dividends are paid from current income and available earnings, after required
transfers to reserves at the end of a dividend period. (This disclosure further
explains the dividend feature of your non-term share account(s).)
National Credit Union Share Insurance Fund - Member
accounts in this credit union are federally insured by the National Credit
Union Share Insurance Fund.
The following fees may be assessed against your
account and the following transaction limitations, if any, apply to your
account.
Stop
payment requests $25
The
categories of transactions for which an overdraft fee may be imposed are those
by any of the following means: share draft, in- person withdrawal, ATM
withdrawal, or other electronic means.
Insufficient
funds/overdraft charge $25
Deposited
checks (and other items) returned unpaid $5
Automatic
Clearing House returned or paid item $25
Share
savings excessive
transactions charge
(over six
withdrawals per quarter) $1 each
Money
Market excessive
transactions charge
(over three
withdrawals per month) $5 each
Copy of
check $2
Telephone
transfers $1
Business
by mail No
Charge
Direct
deposits No
Charge
Combined
statements No
Charge
Automatic
transfers $1
RESEARCH
Balance inquire No
Charge
Labor $25
per hour; minimum $25
Additional
statements $2 each
Address
research $25
Return
mail fee $5
per month
Dormant Account $25
OTHER SERVICES
VISA Card
(if applicable) $10
one-time fee
VISA Card
replacement fee $10
VISA
Check Card replacement fee $5
Treasurer
checks $2 each
Incoming
wire transfers $5
Outgoing
wire transfers $10
Incoming
collection items $5
Outgoing
collection items $5
Notary
Public No
Charge
Automatic
drafts No
Charge
‘Money
Orders $2 each
Photo
copies First
five free/add’l copies 25c each
Faxes
Instate $3
Out of
State $5
Additional
Pages 50₵ each
Safe
deposit boxes
Key
deposit $15 fee
Boxes Rent
based on box size
Temporary
checks
Starter
kit of 10 No
Charge
Additional
checks 25₵ each
Day-N-Night
Teller No
Charge
Youth
Account Available