Loans

Loans

At First Family Federal Credit Union, we have all the lending services our members will ever need. From vehicle loans to personal loans to vacation loans.

At First Family Federal Credit Union, we have all the lending services our members will ever need. From vehicle loans to personal loans to vacation loans. Of course, you can expect all our lending services to come with the prompt and friendly service you deserve as a member of First Family Federal Credit Union.

Vehicle Loans

First Family Federal Credit Union offers vehicle loans for its members. Call us at 918-652-4407 or apply now to get started!

Personal Loans

First Family Federal Credit Union offers personal loans for its members. Call us at 918-652-4407 or apply now to get started!

VISA Credit Cards

Experience the ease and convenience of a First Family Federal Credit Union VISA Credit Card today. Apply now!

CashPlease

A better way to manage your short-term cash needs! CashPlease offers lower interest rates on payday loans. Application fee required, see details.

First Family Federal Credit Union also offers the following loans and services:

Extended Warranties

Motorcycle & ATV Loans

Gap Insurance

Debt Protection Services

Automatic Payment

Overdraft Lines of Credit

Business / Commerical Loans

Pre-Approvals

Real Estate

Manufactured Home Loans

At First Family, we take pride in the services and specials we offer to our members. Call us today to find what loan works best for you!

Let's get started with a loan.

VISA Credit Card

The First Family Federal Credit Union VISA Credit Card allows you the convenience of a low-interest credit card and the worldwide acceptance of the VISA logo. The credit union VISA credit card offers a low-interest rate of 9.9% APR, no annual fee, no cash advance fee, and up to $15,000 credit limit availability. (w.a.c.)

If your FFFCU VISA Credit Card is lost or stolen, please call 918.652.4407. To report your debit card lost or stolen after hours, please call 1.866.842.5208.

VISA Credit Card

The First Family Federal Credit Union VISA Credit Card allows you the convenience of a low-interest credit card and the worldwide acceptance of the VISA logo. The credit union VISA credit card offers a low-interest rate of 9.9% APR, no annual fee, no cash advance fee, and up to $15,000 credit limit availability. (w.a.c.)

If your FFFCU VISA Credit Card is lost or stolen, please call 918.652.4407. To report your debit card lost or stolen after hours, please call 1.866.842.5208.

Call us: 918-652-4407 or email: [email protected]

CashPlease

The First Family FCU CashPlease loan is fast, easy, affordable, and smart. Instead of getting a cash advance on your credit card, which has high fees on top of an already high interest rate, consider a CashPlease loan. Borrow up to $1,000, cash in your account in 1 to 2 business days, and easily manage your loan with the CashPlease online portal. Non-refundable $20.00 application fee required regardless of approval.

CashPlease

The First Family FCU CashPlease loan is fast, easy, affordable, and smart. Instead of getting a cash advance on your credit card, which has high fees on top of an already high interest rate, consider a CashPlease loan. Borrow up to $1,000, cash in your account in 1 to 2 business days, and easily manage your loan with the CashPlease online portal. Non-refundable $20.00 application fee required regardless of approval.

Current Rates

Vehicle Loans

TermRate
Up to 84 monthsAs low as 6.49% APR

ATV & Motorcycle Loans

TermRate
Up to 84 monthsAs low as 7.49% APR

Recreational Vehicle Loans (RVs, Travel Trailers, Boats)

TermRate
Up to 144 monthsAs low as 10.99% APR

Other Loans

Type of LoanRate/Term
Share Secured Share Rate +3%
Share Certificate Secured Certificate Rate +2%
Unsecured Loan As low as 10.95% APR
Other Secured Loan As low as 8.99% APR
VISA Gold 9.9% APR

Business / Commercial Loans

TermRateAPY
Call for Rates

Share Rates (Savings)

TermRateAPY
Regular Shares* 0.40%0.401%
IRA Shares 0.40%0.401%

* average daily balance over $100.00. Rates as of August 14, 2023.

Share Certificates (CD)**

TermRateAPY*
6 Months 4.00%4.074%
1 Year4.50%4.594%
2 Year3.75%3.815%
3 Year3.50%3.557%

** $1000.00 minimum. A penalty for “early” withdrawal may be imposed. The penalty will be “no less than” 120 days dividends, whether dividends are earned or not earned. Rates as of August 14, 2023.

Money Market Accounts

Balance Amount*APY
$0.01 to $24,999 1.65%
$25,000 to $49,999 1.75%
$50,000 and above 1.85%

*$1000 minimum deposit and balance required to avoid fee. Rates as of August 14, 2023.

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