Loans
Loans
At First Family Federal Credit Union, we have all the lending services our members will ever need. From vehicle loans to personal loans to vacation loans.
At First Family Federal Credit Union, we have all the lending services our members will ever need. From vehicle loans to personal loans to vacation loans. Of course, you can expect all our lending services to come with the prompt and friendly service you deserve as a member of First Family Federal Credit Union.
Vehicle Loans
First Family Federal Credit Union offers vehicle loans for its members. Call us at 918-652-4407 or apply now to get started!
Personal Loans
First Family Federal Credit Union offers personal loans for its members. Call us at 918-652-4407 or apply now to get started!
VISA Credit Cards
Experience the ease and convenience of a First Family Federal Credit Union VISA Credit Card today. Apply now!
CashPlease
A better way to manage your short-term cash needs! CashPlease offers lower interest rates on payday loans. Application fee required, see details.
First Family Federal Credit Union also offers the following loans and services:
Extended Warranties
Motorcycle & ATV Loans
Gap Insurance
Debt Protection Services
Automatic Payment
Overdraft Lines of Credit
Business / Commerical Loans
Pre-Approvals
Real Estate
Manufactured Home Loans
At First Family, we take pride in the services and specials we offer to our members. Call us today to find what loan works best for you!
Let's get started with a loan.
VISA Credit Card
The First Family Federal Credit Union VISA Credit Card allows you the convenience of a low-interest credit card and the worldwide acceptance of the VISA logo. The credit union VISA credit card offers a low-interest rate of 9.9% APR, no annual fee, no cash advance fee, and up to $15,000 credit limit availability. (w.a.c.)
If your FFFCU VISA Credit Card is lost or stolen, please call 918.652.4407. To report your debit card lost or stolen after hours, please call 1.866.842.5208.
VISA Credit Card
The First Family Federal Credit Union VISA Credit Card allows you the convenience of a low-interest credit card and the worldwide acceptance of the VISA logo. The credit union VISA credit card offers a low-interest rate of 9.9% APR, no annual fee, no cash advance fee, and up to $15,000 credit limit availability. (w.a.c.)
If your FFFCU VISA Credit Card is lost or stolen, please call 918.652.4407. To report your debit card lost or stolen after hours, please call 1.866.842.5208.
Call us: 918-652-4407 or email: [email protected]
CashPlease
The First Family FCU CashPlease loan is fast, easy, affordable, and smart. Instead of getting a cash advance on your credit card, which has high fees on top of an already high interest rate, consider a CashPlease loan. Borrow up to $1,000, cash in your account in 1 to 2 business days, and easily manage your loan with the CashPlease online portal. Non-refundable $20.00 application fee required regardless of approval.
CashPlease
The First Family FCU CashPlease loan is fast, easy, affordable, and smart. Instead of getting a cash advance on your credit card, which has high fees on top of an already high interest rate, consider a CashPlease loan. Borrow up to $1,000, cash in your account in 1 to 2 business days, and easily manage your loan with the CashPlease online portal. Non-refundable $20.00 application fee required regardless of approval.
Current Rates
Vehicle Loans
| Term | Rate |
|---|---|
| Up to 84 months | As low as 5.99% APR |
ATV & Motorcycle Loans
| Term | Rate |
|---|---|
| Up to 84 months | As low as 6.99% APR |
Recreational Vehicle Loans (RVs, Travel Trailers, Boats)
| Term | Rate |
|---|---|
| Up to 144 months | As low as 10.99% APR |
Other Loans
| Type of Loan | Rate/Term |
|---|---|
| Share Secured | Share Rate +3% |
| Share Certificate Secured | Certificate Rate +2% |
| Unsecured Loan | As low as 10.95% APR |
| Other Secured Loan | As low as 8.99% APR |
| VISA Gold | 9.9% APR |
Business / Commercial Loans
| Term | Rate | APY |
|---|---|---|
| Call for Rates |
Share Rates (Savings)
| Term | Rate | APY |
|---|---|---|
| Regular Shares* | 0.40% | 0.401% |
| IRA Shares | 0.40% | 0.401% |
* average daily balance over $100.00. Rates as of August 14, 2023.
Share Certificates (CD)**
| Term | Rate | APY* |
|---|---|---|
| 6 Months | 3.50% | 3.552% |
| 1 Year | 4.00% | 4.074% |
| 2 Year | 3.25% | 3.299% |
| 3 Year | 3.00% | 3.024% |
** $1000.00 minimum. A penalty for “early” withdrawal may be imposed. The penalty will be “no less than” 120 days dividends, whether dividends are earned or not earned. Rates as of September 19, 2024.
Money Market Accounts
| Balance Amount* | APY |
|---|---|
| $0.01 to $24,999 | 1.65% |
| $25,000 to $49,999 | 1.75% |
| $50,000 and above | 1.85% |
*$1000 minimum deposit and balance required to avoid fee. Rates as of August 14, 2023.
Skip to content